HOW C & C MORTGAGE SERVICES CLIENTS

We begin with an initial interview where we meet to discuss the potential loan you’re looking for.

You will need to bring information to verify your income and long-term debts.

This step is called pre-qualification and can save you time and trouble by making certain you are looking in the correct price range.

• A purchase contract for the house (if you have one)
• Your bank account numbers and the address of your bank branch, along with checking and savings account statements for the previous 2-3 months
• Pay stubs, W2 withholding forms, tax returns for two years, or other proof of employment and income verification
• Balance sheets and tax returns, if you are self-employed
• Any gift letters, if you are using a gift from a parent or relative or other organization to help pay the down payment and/or closing costs. This letter simply states that the money is in fact a gift and will not have to be repaid.
  

Having these items on hand when you visit the mortgage company will help speed up the application process. After the mortgage application is processed we will contact you.